IVF can be an expensive treatment, and cost is a major constraint for lots of patients, who need to be careful about how they spend their money.
The problem is that lots of IVF clinics provide very misleading information about how much they charge for an IVF cycle. Many take out full-page ads , saying they charge only Rs 25000 for an IVF cycle, which seems like a very attractive bargain for infertile couples.
However, it's only when the patient starts the cycle, that she realizes that there're all kinds of additional costs she has to pay for , which were hidden from her. However, once she's started the treatment, she forced to cough up, and can't back out !
These include things like the cost of injections; the cost of additional procedures , such as hysteroscopy; or the " facility fee". Unfortunately doctors can be very creative about adding costs when they're doing IVF , and this can come back to hurt the patient.
This is why you must insist on an all inclusive cost - preferably a package price, so there are no hidden expenses , and no surprises. Otherwise, the additional expense can come as a rude shock to patients, especially when they're locked in for a three cycle package, and then the doctor keeps on adding charges for additional tests and treatments.
What patients really want to know is - What is my total cost for taking a baby home ? The cost per baby is the right question to ask !
Thus, even if the clinic is cheap, but their pregnancy rate is poor, you will end up wasting a lot of time and money, with no results at all !
IVF treatment can be expensive and can create a considerable financial burden. This is the reason we have now tied up with CreditFair to offer interest-free EMI options to our patients.
This makes IVF much more affordable for patients who are not able to pay up a large amount of money upfront , but can do so over a period of 6-9 months. Because your payments are spread out over a period of time , you can do the IVF now, and don't have to waste precious months waiting to be able to afford an IVF cycle . Not only is waiting extremely frustrating , your chances of getting pregnant keep on dropping as you get older.
When you use the CreditFair EMI option, you don't have to bear any additional interest burden at all - we pay this for you. This means you end up paying exactly the same amount, but over a period of six - nine months, which makes it much more feasible for you to do your IVF treatment now, rather than having to postpone it.
What to find an IVF clinic which respects your time and intelligence ?